Garnishment and Debt Collection Services for Ontario Landlords

Your LTB Order Is Just the Beginning — Let’s Collect What You’re Owed

Winning at the Landlord and Tenant Board feels like a victory, until you realize your tenant is ignoring the order. You’re not alone in this frustration. Many Ontario landlords discover that an LTB decision in their favor may need to be enforced through the Small Claims Court, and they don’t know how to enforce it.

That’s where Stonegate Legal Services steps in. We specialize in converting your LTB order into real money in your bank account through proven enforcement strategies including wage garnishment and debt collection services.

What Happens After Your LTB Order?

Even with a legal order from the Landlord and Tenant Board, tenants often continue to ignore their obligations — especially when it comes to unpaid rent arrears or property damage awards. The harsh reality is that the LTB doesn’t collect money for you; they simply provide the legal foundation you need to pursue collection through Ontario’s court system.

Common Problems Ontario Landlords Face:

  • “How do I collect unpaid rent after the tenant moves out?”
  • “Can I garnish wages with my LTB order?”
  • “What happens if my former tenant just disappears?”
  • “Is there any way to recover property damage costs?”
  • “What happens if a tenant doesn’t follow the eviction order?”

You’re not alone. These are frustrating, but common questions around Ontario’s rental market. You’ve already invested so much time and energy getting your LTB order, let’s help you turn that order into actual payment.

Still waiting for your tenant to pay?

Let’s collect what you’re owed.

Book a free 20-minute call with our enforcement team today.

How We Enforce LTB Orders Through Small Claims Court

1.

Convert Your LTB Order into an Enforceable Judgment

Before any collection can begin, your LTB order must be filed with Ontario’s Small Claims Court. This conversion transforms your tribunal decision into a court judgment with full legal authority for enforcement actions. We handle the entire filing process, ensuring all paperwork is correctly prepared and submitted to avoid costly delays.

2.

Choose Your Enforcement Strategy

With a court judgment in place, there are several legal collection tools that become available:

Wage Garnishment — Direct seizure of up to 20% of your former tenant’s employment income, paid directly to you until the debt is satisfied.

Bank Account Garnishment — Immediate freezing and collection of funds from the tenant’s financial accounts.

Writ of Seizure and Sale — Legal registration against the tenant’s personal property, vehicles, or other valuable assets for potential seizure and sale.

3.

Professional Service and Enforcement

Once documents are filed and approved by the court, they must be properly served to the tenant, their employer, or financial institution. Our team manages every aspect of this process, from initial service to ongoing collection monitoring, ensuring maximum compliance and recovery. In many cases, payments start flowing within weeks.

Why Ontario Landlords Choose Stonegate for LTB Enforcement

We provide legal support in Landlord-Tenant Collections of Rent Arrears

Unlike general collection agencies, we focus exclusively on Ontario’s rental market. Our team understands the unique challenges landlords face and the specific legal requirements for enforcing LTB orders through Small Claims Court.

Licensed and Court-Ready

Our licensed paralegals are authorized to represent landlords in Ontario small claims court and handle all aspects of the enforcement process. We know exactly what documentation to file, where to file it, and how to navigate the system efficiently. You focus on your business – we’ll focus on getting back the money you are owed.

Full-Service Enforcement Support

We manage every step of the collection process (from start to finish), however, before you can collect anything, your LTB decision must be turned into a court-enforceable judgment. We handle the entire filing process at the Ontario Small Claims Court, saving you time and avoiding costly errors.

  • Converting LTB orders into Small Claims Court judgments
  • Serving employers, banks, or the debtor directly
  • Filing and serving garnishments
  • Navigating wage or bank seizures
  • Registering writs against assets
  • Tracking down former tenants
  • Monitoring payment compliance
  • Following up on court-mandated timelines

Transparent, Flat-Rate Pricing

Our comprehensive packages provide clear, upfront pricing so you know exactly what enforcement will cost. No hidden fees, no surprises — just results-focused service with predictable expenses.

Why Work with Stonegate?

We’re not generalists. We are the go-to teamfor landlord-tenant legal matters.

Our team has decades of combined experience of dealing with:

  • Non payment of rent
  • Late payment of rent
  • Damaged units
  • Personal Use Applications
  • Evictions
  • Garnishments
  • We provide legal support in Ontario landlord enforcement
  • We know the garnishment and court system
  • We offer flat-rate pricing and clear communication
  • You stay updated every step of the way

They took care of everything—from the court filings to garnishing the wages. I finally got my rent back after months of frustration.

R. Pate, Landlord in Brampton

When it comes to enforcing LTB orders and recovering unpaid rent, Ontario landlords don’t want guesswork — they want results. That’s why so many landlords choose Stonegate Legal Services. We specialize in navigating the legal enforcement process so you don’t have to face it alone.

Clear Pricing. No Surprises.

We offer flat-rate packages so you always know what you’re paying for. We’ll walk you through the costs and court fees upfront so there are no surprises later on.

Stonegate Legal Services

Your #1 Choice for Landlord-Tenant Matters in Ontario

Book a free 20-minute call with our enforcement team today.

Understanding the Realities of Debt Collection

When Garnishment May Not Be Possible

Some tenants are considered “judgment-proof,” meaning they have no wages to garnish or assets to seize. Self-employed individuals or those receiving only government assistance may fall into this category, though options like future asset recovery may still apply.

Credit Reporting as a Collection Tool

Unpaid tenant debts can be reported to major credit bureaus, creating ongoing credit score impacts until the debt is resolved. This additional pressure often motivates former tenants to communicate and arrange payment.

Recovery Success Metrics

While collection success varies based on individual circumstances, our systematic approach and legal expertise typically achieve higher recovery rates than landlords attempting self-collection, often recovering substantial portions of awarded amounts.

Start Collecting What You’re Owed

You’ve already done the hard work of getting your LTB order. Now let’s turn that legal victory into actual money in your account.

Ready to enforce your LTB order? Contact Stonegate Legal Services today for a consultation about your specific enforcement options. We’ll review your case, explain the available strategies, and help you choose the most effective path forward.

Don’t let another month pass while your former tenant ignores their legal obligations. You deserve to be paid for your property, your time, and your investment.

At Stonegate Legal Services, we believe in transparency and providing clear, upfront information about our fees and the value you receive.

We offer comprehensive, flat-rate packages tailored to your specific needs. Why choose our flat-rate services?

  • No Hidden Costs
  • Expertise
  • Peace of Mind

We had an LTB order but couldn’t collect a cent until Stonegate stepped in. They made the garnishment process smooth and stress-free.

J. Murphy, Mississauga Landlord

Still waiting for your tenant to pay?

Let’s get your money.

Book a free 20-minute call with our enforcement team today.

Frequently Asked Questions About LTB Order Enforcement

Absolutely. Once your LTB order is converted into a Small Claims Court judgment, collection actions can proceed regardless of where the tenant currently lives within Ontario. Geographic relocation doesn’t eliminate the debt obligation.

The enforcement timeline generally ranges from 1-3 months, depending on court processing speeds, employer or bank responsiveness, and the accuracy of the information we have about the tenant’s current situation.

No. Our licensed paralegals are fully authorized to represent landlords in Small Claims Court and handle all aspects of LTB order enforcement. We provide comprehensive legal services without the expense of full legal representation.

Enlisting the services of a skip tracer would be recommended to track down the former tenants work place.

​Stonegate took the burden off our hands. I didn’t even know I could enforce the judgment until they explained the process. I got paid in full within two months.

E. Franco, Hamilton Property Owner